How to take IDFC Bank Personal Loan


Hello friends, today I will tell you how to take IDFC Bank personal loan, as well as tell all the necessary information related to it, so that you do not face any problem while taking the loan.

Like other banks, IDFC Bank also gives you a personal loan at a good interest rate.

How to take IDFC Bank Personal Loan

Sometimes we need more money during that time we need to take personal loan from bank. Many banks offer personal loans in India, among which IDFC Bank Personal Loan is also very famous.

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If you are an existing customer of IDFC Bank, then it becomes even easier for you to avail an IDFC Personal Loan, as the bank checks your CIBIL score during this period.

If this score is good then you can also get a pre-approved personal loan. After knowing this information, we will see how you can take IDFC Bank Personal Loan? And what is the process for its application?

You can apply IDFC Bank personal loan application through both offline or online means.

First of all, let us see the process of online personal loan application, which you can easily do sitting at home.

STEP1: First of all you have to go to the official website of IDFC First Bank, where you have to apply online.

STEP2: After that in the homepage of the website you will get the option of loan, on which to click.

STEP3: If you are eligible for a personal loan, you can proceed further.

STEP4: To apply, you have to upload some necessary documents (PAN card, Aadhaar Card, etc.) online so that your identity can be verified.

Step5: After the verification process is completed, your personal loan amount is transferred to your account.

See, after talking about all this, I hope so much that you have understood how to take IDFC Bank Personal Loan.

IDFC Bank Personal Loan Other Information

By now you must have understood that how you can take IDFC Bank personal loan, after which we now get many more information.

Whether you do a job or a business, either of them can apply for a personal loan to the bank and get the amount.

Who can take this personal loan?

After knowing how you can take IDFC Bank personal loan, let me tell you who among you can take this personal loan.

If you fall under the category of Salaried people, then it is mandatory for you to have a minimum age of 23 years to apply for a personal loan.

At least 7 months experience in your current job is required. Along with this you should be more than 2 years in the job.

On the other hand, the minimum age for self employed person should be 25 years and maximum 65 years.

Also, their business period must be more than 3 years in existence, only then you can apply for IDFC Personal Loan in the bank.

Documents required to take personal loan

Before applying for IDFC Bank Personal Loan, you should prepare all the necessary documents –

  • For your Identity Proof (Photo, Passport, PAN Card, Aadhar Card, Voted ID Card)
  • Address proof (driving license, bank account, telephone or electricity bill)
  • Income certificate

IDFC Bank Personal Loan Amount

In IDFC Bank, you get a good amount in personal loan, so that you can reduce your troubles to a great extent. In this, different amount is given to both self employed and employed people.

For self-employed people, the personal loan amount can range from Rs 1 lakh to a maximum of Rs 9 lakh.

But if you do a job, then you can get a personal loan from 1 lakh to 40 lakh rupees.

IDFC Bank Personal Loan Tenure

It is known to you that how you can take IDFC Bank personal loan sitting at home and many more information has been told to you above, after which now I am going to tell you how many days you can take loan from IDFC Bank.

Before taking a personal loan or other kind of loan from any bank, it is necessary to know that how much time the bank gives to repay the money which we have taken from the bank in the form of loan.

The bank gives you 12 months to 60 months to repay the IDFC Bank personal loan amount, within which you have to repay the loan amount.

IDFC Bank Personal Loan Interest Rate

While taking a personal loan from any bank, you must know how much interest rate you have to pay to the bank, so that we can find out how much amount we will have to pay to the bank.

The interest rate in IDFC Bank personal loan can range from 10.49% per annum to a maximum of 22% per annum, but existing customers of IDFC Bank get a small discount in the personal loan interest rate if they have a better CIBIL score.

आईडीएफसी बैंक कस्टमर केयर नंबर

After telling you how to take IDFC Bank personal loan, at the end of this article, let me also tell you about IDFC Bank customer care number.

If you want to know any information related to personal loan or face any kind of problem, then you can talk to the customer care of the bank and know the answers to all the questions.

For this I have told you IDFC Bank customer care number –



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