Canada Government Student Grants Loans & Scholarships 2022
The Canada Student Financial Assistance Program offers student grants and loans to full-time and part-time students. Grants and loans help students pay for their post-secondary education.
- Apply for grants and loans in a single application, directly with your province of residence
- You do not need to repay the grant you receive
- You need to repay the loan with interest after completing school
- You may be eligible for more than 1 type of grant – when you apply to your province, they will assess your eligibility for all available Student grants.
Canada Government Student grants and loans
Apply for student grants and loansApply for student grants and loans, including grants for special circumstances.
Manage your loan at the NSLSCAccess and update your loan account, and keep your loan interest free.
Repay your student loanHow and when to start repaying your loan? Get repayment assistance and what to do if you cannot repay your loan.
Canada Student Grants for Part-time Students with Dependents
If you are a student with dependents who are eligible for a part-time student loan and whose income is below the low-income threshold, you may be eligible for a grant of up to $120 per week up to a maximum of $3,840.
Canada Student Grants for Students with Disabilities
If you are a student with a permanent, persistent or long-term disability who is eligible for a part-time student loan, you may be eligible to receive the Canada Student Grant for Students with Disabilities. You will automatically be considered for this grant in your student loan application. This grant provides $4,000 per school year to help with educational or living expenses.
How much can you get?
The amount you can receive depends on many factors, including:
- Your province or territory of residence
- Your family income
- If you have dependents
- Your tuition fees and living expenses
- If you have a disability
How much you can get in grants and loans is calculated when you apply with your province or territory.
To find out if you can get Canada student grants or loans, use the Federal Student Aid Estimator. Note that this estimator does not take into account provincial and territorial student grants and loans.
Related: 2022-2023 Best CANADA Visa – Application : Apply Online Now
Canada Student Grants for Full-Time Students
These grants are available to full-time students with financial need. You are automatically assessed when you apply for student aid with your province or territory.
If you are in school part-time, see Student grants for part-time students.
Note: This grant is not available to students from the Northwest Territories, Nunavut and Quebec. They have their own student aid programs.
Eligibility
If you apply and:
There is a financial need
Is a full-time student in a qualifying program at the designated school
Your total family income is below the income threshold below
How much can you get?
From 2022 through the end of the 2023 school year, you can receive up to $3,600 per year. The grant amount will not exceed your assessed need. For example, if you have an assessed need of $1,200, you will receive a grant of $1,200. The school year runs from August 1 to July 31.
Scholarships or grants for international students
Scholarships or grants are forms of financial assistance provided by organizations, institutions, governments or individuals to help international students finance their education.
A wide range of scholarships and grants are available for students in Canada. Scholarships and Student grants do not need to be repaid and can be either a one-time payment or recurring annual payments for the duration of your post-secondary education.
Scholarships and Student grants are often linked to academic merit or achievements in sports, philanthropy or the arts. Sometimes, certain requirements (such as grade point average) must be met to renew a scholarship or grant each year.
Scholarships and grants can come from many sources, including post-secondary institutions, nonprofit foundations, community organizations, government organizations, and private companies. It’s important to research all of these options before your planned start date to find out which scholarships and Student grants you can apply for and to have enough time to prepare your application. Two good resources for this information are studentawards.ca and Scholarshipscanada.com. RBC also funds several scholarships for students in Canada.
Key highlights of the scholarship or grant:
Scholarships or grants are usually awarded for outstanding academic or extracurricular achievements, volunteer experience, professional achievements and are also awarded through specific research areas, especially to graduate students.
You don’t need to pay scholarships or grants.
Generally, you need to submit an application. But at times, based on certain criteria, it may be automatically offered to those who qualify – this type of scholarship is known as an entrance scholarship. Many Canadian universities are known to offer entrance scholarships for international students, so be sure to check the website of the college you’re interested in.
The application process for each scholarship or grant may be different. At times, you may be asked to submit an essay or reference from teachers/professors or employers.
Apply for student aid with your province or territory.
- Related services and informationGrants for full-time students with dependents
- Grants for part-time students wih dependents
- Grants for Permanently Handicapped Students
- Services and equipment for students with permanent disabilities
- Maximum lifetime limit for student aidThere are lifetime limits on the number of weeks you can receive student aid. This includes an interest-free period while you are in school. Once the lifetime limit is met, interest starts accruing. You also have to start repaying the loan 6 months after you graduate or complete your studies.
Full-time students may receive student aid for more than 340 weeks, unless:
- Students enrolled in doctoral studies may receive up to 400 weeks of student aid
- Students with permanent disabilities can receive up to 520 weeks of student aid
Registered Education Savings Plan
In addition to grants and loans you can contact your Registered Education Savings Plan (RESP) provider to withdraw funds to help pay for your studies. For more information, please visit RESP.
Grants for services and equipment for students with disabilities
Part-time students with disabilities may be eligible to receive up to $22,000 to help offset extraordinary, education-related expenses.
Saskatchewan Advantage Scholarship
Saskatchewan Advantage Scholarships are available for part-time students. If you are a Grade 12 graduate (2012 or later) and enrolled in a Saskatchewan post-secondary institution, you may be eligible to receive a Saskatchewan Advantage Scholarship. This scholarship will provide $750 per year with a lifetime maximum of $3,000 to eligible Grade 12 graduates, including Adult Basic Education (ABE) and GED® students. To receive this scholarship, students must apply for student aid.
Request grant-only funding
Applying for part-time student aid to get a grant doesn’t mean you have to take out a loan if you choose not to. When you apply for part-time student aid, you are assessed for a mix of non-repayable grants and repayable loans. You can choose to receive the grant only by indicating this on your part-time application form.
Did you know?
- Grants are funds that you don’t have to pay back. If you withdraw from school, some or all of the grant funds you receive will be converted into a loan.
- A loan is a fund that you have to pay back.
- You can apply for financial aid if you are a full-time or part-time student.
- Loans are interest-free while in school, and you don’t have to start repaying them for six months after you finish your studies.