Union Bank of India Personal Loan Interest-Apply Online
Do you need a personal loan? If so, Union Bank of India might be a good place to start your search. Not only does this bank offer competitive interest rates on personal loans, but it also has a wide range of lending options to choose from. Apply online today to get started!
Looking for a way to get a personal loan? Union Bank of India has got you covered! Check out their online application portal to get started. You can submit your application online and get a loan decision in minutes. Plus, there are no hidden fees – everything is transparent and straightforward. Apply today!
| Eligibility Criteria | Details |
| Age | 18 – 60 (at loan maturity) |
| CIBIL Score | Minimum 700 |
| Union Bank of India Personal Loan Interest Rate | 8.90% per annum |
| Lowest EMI per lakh | Rs 2071 |
| Tenure | Up to 60 months |
| Union Bank of India Personal Loan Processing Fee | 0.50% of Loan Amount |
| Prepayment Charges | NIL |
| Minimum Loan Amount | No Limit |
| Maximum Loan Amount | ₹15 Lakh |
What is A Union Bank of India Personal Loan
A personal loan from a Union Bank of India is an excellent way to get a quick and easy loan that you can use for a variety of purposes. The loan can be used for a wide range of reasons, including for everyday needs like groceries and bills, as well as for larger investments or renovations. In addition to being an excellent option for short-term financial needs, Union Bank of India personal loans are also some of the safest and most reliable loans out there.
To qualify for a Union Bank of India personal loan, you must meet certain requirements and have good credit history. Once you have been approved, the loan will be sent to your bank account within 24 hours.
If you have questions about personal loans or would like to apply online, please visit the Union Bank of India website or call us at 1-800-USA-LOAN (1-800-289-2526).
How to get a Union Bank of India Personal Loan
If you are looking for a personal loan, Union Bank of India is one of the most popular banks in India. You can get a personal loan from Union Bank of India by applying online. The following are the steps you need to follow to apply for a personal loan from Union Bank of India:
1. Go to the Union Bank of India website and open the “Personal Loan” section.
2. On the “Personal Loan” page, click on the “Apply Now” button.
3. Fill out the required information in the “Application Form” section and click on the “Submit” button.
4. You will receive an email notification confirming your application status. If you have any questions, please contact Union Bank of India customer service at +91-22-26710888 or email us at [email protected]
How to Apply For A Union Bank of India Personal Loan
If you are looking for a quick and easy way to get a personal loan, Union Bank of India is the bank for you. With online applications available, you can get started quickly and easily. Just follow these simple steps to apply for a Union Bank of India personal loan:
1. Go to unionbankofindia.com and click on the “Apply Now” button.
2. Complete the online application form, making sure to provide all the necessary information.
3. Review your application and make any changes if needed.
4. Click on the “Submit” button to submit your application.
5. Once your application has been submitted, you will receive a confirmation email from Union Bank of India. Please check your email to verify that your application has been accepted and proceed to step 6 below.
6. You will now be redirected to the loan page where you can review your application status and choose a payment plan. If you have any questions or concerns about your application, please contact customer service at 1-800-222-1222 or visit unionbankofindia.com/contact-us for more information.
Union Bank of India Personal Loan EMI Calculator
If you are looking for an online tool to calculate your EMIs on a personal loan from Union Bank of India, then you have come to the right place. The below EMI calculator will help you understand how much EMIs you will need to pay on a personal loan from Union Bank of India and also provide you with an estimate of your monthly repayments.
Union Bank of India Personal Loan Interest-Apply Online:
If you are looking for a personal loan with an interest rate that is lower than the market average, then Union Bank of India might be a good option for you. The online application process is easy to use and takes only a few minutes to complete. You will need to provide basic information about your financial situation, including your monthly income and current loan amount. Once you have submitted your application, the bank will review it and contact you if there are any questions or concerns. You can expect to receive a decision about your loan within 24 hours.
Union Bank of India Personal Loan Interest Rates
If you are in the market for a personal loan, then Union Bank of India might be a good option. The bank offers interest rates that are typically lower than other lenders. Plus, the application process is easy and straightforward. You can apply online or in person.
To get the best deal on a personal loan from Union Bank of India, it’s important to compare interest rates and terms. Use our calculator to see how much you could save by applying with us.
If you are looking for a personal loan to tide over financial emergencies, Union Bank of India offers some of the most competitive interest rates in the market. You can apply online and get a decision within minutes.
To know more about Union Bank of India personal loan rates, read on.
Union Bank of India is one of the leading banks in India, with more than 100 years of experience in providing financial services to individuals and businesses. The bank has a wide range of products and services to meet the needs of its customers, including personal loans.
Personal loans are ideal for short-term financial needs, such as covering an unexpected expense or repairing car damage. At Union Bank of India, you can choose from a variety of loan products and interest rates.
The personal loan interest rates at Union Bank of India are among the lowest in the market. For example, the fixed-rate personal loan offers an annual percentage rate (APR) of 9%. The variable-rate personal loan offers an APR that ranges from 10% to 12%. Both options have terms of up to five years.
You can also choose from a number of other options at Union Bank of India, including home loans, credit cards
| Union Bank of India Personal Loan Interest Rate | 8.90% per annum |
| Union Bank of India Personal Loan Processing Charges | 0.50% of Loan Amount |
| Prepayment Charges | NIL |
| Stamp Duty | As per state laws |
| Penal Interest | As per bank terms |
Instant Union Bank of India Personal Loan
Bank Name: Union Bank of India
Loan Amount: Rs. 10,000 to Rs. 50,000
Interest Rate: 10.00% P.A. (Fixed)
Eligibility: Indian Citizen or Permanent Resident with a valid ID card or Passport
Term: 3 to 6 months
Documents Required for Personal Loan Application:
1) Proof of Identity (ID card/passport):
2) Proof of Address: Residential proof such as Voter ID card, Electricity bill, Phone bill, Property tax assessment notice etc. If the applicant is using a Guest House/Hotel address then the Guest House Manager should provide a Letter of Invitation from the Hotel Owner confirming that the applicant is staying at the Guest House on a temporary basis and should also carry an invoice from the hotel showing the dates of stay.
3) Proof of Income: Latest payslip, bank statement/income tax return if applicable.
Union Bank of India Personal Loan Apply
If you are looking for a personal loan from Union Bank of India, the online application process is easy to follow. The bank’s website has detailed instructions on how to apply for a loan, as well as Frequently Asked Questions (FAQs) that should answer any questions you may have. You can also contact the bank’s customer service team if you have any further questions about the process. Apply now and get up to Rs 1.5 lakh borrowed in just a few minutes!
Union Bank of India Personal Loan Eligibility
If you are looking for a personal loan from Union Bank of India, the bank has created an online application process to make it easier for you. You can apply for a loan up to Rs 10 lakhs and the interest rate will befixed at 8.5%. The application process is simple and takes only few minutes to complete. If you have any questions, feel free to reach out to the bank’s customer care team.
Learn more about the eligibility requirements and how to apply for a personal loan from Union Bank of India online:
| CIBIL Score Criteria | 700 and Above |
| Age Criteria | 18-60 years |
| Min Income Criteria | Rs 15000/month |
| Occupation Criteria | Salaried/Self-employed |
Online Union Bank of India Personal Loan
Anyone looking for an easy way to get a personal loan can apply online at Union Bank of India. The bank offers a wide range of personal loan products, from short-term loans to long-term loans, and even mortgage loans.
To apply for a personal loan through the bank, first visit its website and sign in. Then, click on the “Personal Loan” link in the navigation bar at the top of the page.
The application form will open in a new window, and you will need to provide some basic information about yourself. You will also be asked to provide your current bank account details, as well as your monthly income and debts.
Once you have completed the application form, you will need to upload some documents. These can include your latest pay stubs or tax returns, as well as copies of any ID cards or passports that you may have.
If you have any questions about applying for a personal loan through Union Bank of India, please don’t hesitate to contact the bank’s customer service team.
Covid-19 Union Bank of India Personal Loan Online Apply
If you are looking for a personal loan to help you with your finances, then Covid is the bank for you. Covid offers personal loans that are tailor-made for each individual.
You can apply online for a personal loan from Covid. This means that you can get a personal loan without having to go to a bank branch. This makes the process quick and easy.
The interest rate on personal loans from Covid is very low. This means that you will be able to afford a larger loan than usual. The minimum required amount for a personal loan from Covid is Rs 10,000.
Covid also offers flexible repayment terms. You can choose from either three or six months in terms of the repayment schedule. This means that you can easily afford your personal loan without worrying about getting back into debt quickly.
If you are interested in getting a personal loan from Covid, then please visit their website today and apply online. You won’t be disappointed!
Instant Union Bank of India Personal Loan App
Union Bank of India instant personal loan app is available on android and IOS platforms. The app is available in both English and Hindi languages. You can apply for a personal loan online through the app. You will need to provide your mobile number, ID card number and other required details. The loan amount you can borrow ranges from Rs 10,000 to Rs 50,000. The interest rate offered by the bank is 14%. The processing time for a personal loan through the app is 5-10 minutes.
Union Bank of India Personal Loan For Low Cibil Score
Personal Loan Interest-Apply Online:
If you are looking for a secured personal loan for a low Cibil score, then Union Bank of India may be a good option. The bank offers low-interest rate personal loans starting from Rs 10,000 up to Rs 1 crore. Plus, the interest rate is fixed for the entire term of the loan. However, there are some conditions that you have to meet before availing this loan.
For instance, you must have an annual income of at least Rs 20 lakh and a Cibil score of less than 6.5. You can also avail this loan if you are employed and your employer has already endorsed your loan application. Additionally, you will have to furnish proof of identity and residence along with your application form. If you meet all these requirements, then Union Bank of India Personal Loan Interest-Apply Online may be the best option for you.
Union Bank of India Personal Loan Documents Required
Documents Required:
-Proof of Identity and Date of Birth
-Proof of Address
-Proof of Income
-PAN Card or Passport Size Photograph
-Bank Statement/Statement of Account (3 months)
-Income Tax Return for the last 3 years
-Employment Letter or Contract in Original, if available
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To Apply for a Union Bank Personal Loan: ———————-
1. Go to the Union Bank of India’s website and enter your required information.
2. Click on “Apply Now” at the top right corner.
3. Complete the online application form.
4. Upload your required documents and click on “Submit”.
| Proof of Identity | Copy of: > Passport > Driving License > Aadhar Card > Voter ID Card |
| Proof of Address | Rent Agreement (Min. 1 year of stay) Utility Bills Passport (Proof of permanent residence) Ration card |
| Proof of Income | > ITR: Last two Assessment years > Salary Slip: Last 6 months > Bank Statement: Last 3 months |
Union Bank of India Personal Loan Compared to Other Banks
If you’re looking for a personal loan from a bank, Union Bank of India is one of the most popular options in India.
In terms of interest rates, Union Bank of India is one of the most competitive lenders in the country. Loans start at 9.9% APR and go all the way up to 27.9%. But if you’re concerned about repayment capacity, don’t worry – Union Bank of India offers a range of repayment options, including monthly, quarterly, and annual payments.
One downside to Union Bank of India loans is that they’re not always available in smaller cities. However, if you’re located in a major city like Mumbai or Delhi, it’s worth considering this lender.
| Bank | Interest Rate | Tenure | Loan Amount & Proc Fee |
| Union Bank of India | 10.50% | 12 to 60 months | Up to Rs. 5 lakh / 1% to 2% of Loan Amount |
| HDFC Bank | 10.50% to 21.50% | 12 to 60 months | Up to Rs. 40 lakh / Up to 2.50% of the loan amount |
| Bajaj Finserv | Starting from 12.99% | 12 to 60 months | Up to Rs. 25 lakh / Up to 3.99% of the loan amount |
| Axis Bank | 7.35% to 24% | 12 to 60 months | Rs. 50,000 to Rs. 15 lakh / Up to 2% of the loan amount |
| Citibank | Starting from 10.50% | 12 to 60 months | Up to Rs. 30 lakh / Up to 3% of the loan amount |
| ICICI Bank | 10.50% to 19.25% | 12 to 60 months | Up to Rs. 20 lakh / Up to 2.25% of the loan amount |
Union Bank of India Personal Loan Processing Time
There is no doubt that the Union Bank of India (UBI) is one of the leading banks in the country. This bank has a wide range of products and services to offer its customers, both small and large businesses. One such service is the personal loan product.
The UBI personal loan processing time is quite impressive when compared to other banks. The processing time generally ranges from 2-3 days, but can go as fast as 1 day if everything goes according to plan. The entire process starts with submitting your application online and ends with receiving your loan approval letter or denial letter.
If you are interested in applying for a personal loan from the UBI, be sure to visit their website today and fill out an application form. You can also call their customer care number if you have any questions about the process.
Union Bank of India Personal Loan Pre-Closure Charges
There are certain charges that come along with pre-closure of a loan before it is finalized. Here are the Union Bank of India Personal Loan pre-closure charges:
-Processing Fee: This fee is charged for taking care of the formalities related to the pre-closure process, such as obtaining necessary approvals from various authorities. This fee is usually around Rs. 1,000.
-Legal Fees: This fee is paid to a lawyer to help with the formalities of pre-closure, such as preparing the documents required. Legal fees can range from Rs. 3,000 to Rs. 5,000.
-Finalization Fees: This fee is charged when the loan is finalized and transferred to the borrower’s account. It ranges from Rs. 500 to Rs. 2,000.
Union Bank of India Personal Loan for Salaried Employees
If you are an employee of a Union Bank of India branch, then you might be wondering if there is a way to get a personal loan. The good news is that you can apply for a personal loan online! Here’s what you need to know:
1. To apply for a personal loan online, you first need to create an account with the bank. You will need to provide some basic information, such as your name and address.
2. Once you have created your account, you can login and start applying for loans. To apply for a personal loan online, you will need to provide your current income and other financial information.
3. The online application process is simple and straightforward. You will need to provide your social security number, date of birth, and other required information.
4. After completing the online application process, you will be provided with a decision letter outlining the terms of your loan. If you are approved for a personal loan, the bank will transfer the money into your account within 24 hours!
Union Bank of India Personal Loan for Self Employed Individuals
If you are looking for a good personal loan option to tide over your cash crunch, Union Bank of India has just the thing. With an interest rate as low as 9.9%, the bank offers a great deal for self-employed individuals. Check out our blog to learn more about this great personal loan option from Union Bank of India.
Union Bank of India Personal Loan Offers for Government Employees
Union Bank of India has announced personal loan offers for government employees. The loan offers are available to those who have a verified identity card, proof of address, and a recent salary slip. Interest rates for the personal loan range from 11.99% to 14.99%. The minimum amount that can be borrowed is Rs 50,000, and the maximum amount is Rs 1 crore. The personal loan can be used for general expenses such as home loans, car loans, medical bills, and educational expenses. To apply for the personal loan, government employees should visit the Union Bank of India website and complete the online application form.
How to Check Union Bank of India Personal Loan Status
If you are looking to avail a personal loan from Union Bank of India, there are a few things you should do first. Checking your loan status is one of the most important steps in securing a favorable deal. Here are four ways to check your loan status:
1. Log in to your online account and click on “My Accounts” near the top of the homepage. This will take you to your account overview page.
2. On the account overview page, look for the “Loan Status” column on the right-hand side. This will show you whether or not your loan has been approved and is currently undergoing processing.
3. You can also contact Union Bank of India customer service by phone or online chat to inquire about your specific situation and receive updated information about your loan’s progress.
4. Finally, keep in mind that it can take up to two weeks for Union Bank of India to process a personal loan application, so don’t be discouraged if you don’t see any updates immediately.
How Much Cibil score required for Union Bank of India Personal Loan
Union Bank of India (UBI) has a personal loan range of Rs. 10,000 to Rs. 1 crore. The amount you can borrow depends on your Cibil score. Here are the minimum and maximum Cibil scores required for Union Bank of India personal loan:
Minimum Cibil Score Required for Union Bank of India Personal Loan: 540
Maximum Cibil Score Required for Union Bank of India Personal Loan: 830
How to Close Union Bank of India Personal Loan Early
Union Bank of India has announced a significant interest rate reduction for personal loans going forward. The interest rates for personal loans have been reduced by 0.10% for the next twelve months.
The new interest rates are as follows:
– Personal loan with a tenure of up to 36 months will now have an interest rate of 7.00%.
– Personal loan with a tenure of up to 48 months will now have an interest rate of 6.90%.
– Personal loan with a tenure of more than 48 months will now have an interest rate of 6.80%.
These new rates will be effective from January 1, 2019.
If you are looking to take out a personal loan and are concerned about the interest rates, now is the time to apply online and avail the latest rates.